+12 Ch 13 Bankruptcy In Ga Can I Keep Home Equity 2022. The homestead exemption in georgia allows you to keep your home when you file bankruptcy as long as you don’t have excessive equity. In chapter 13 bankruptcy, you keep everything you own.
However, assets of the bankruptcy estate can be (and, in the majority of cases, are) fully. A person who has had a chapter 13 bankruptcy discharged can get a home equity loan. A debtor can discharge the home equity loan in chapter 7 bankruptcy but they cannot discharge it and keep their home.
